If you're an Ontario homeowner looking to boost your cash flow and get ahead financially in 2025, but feel drained by your debt, consolidating debt on your mortgage could be your smartest move. In this guide, you'll learn how to consolidate debt on your mortgage in Ontario, tap into your home equity, and regain control of your finances — all while avoiding the common mistakes that can trip up borrowers.

A rampant loneliness epidemic is infecting the youth and it comes in the form of the over-reliance of our devices.

Did you know that "convenience" is the enemy of "community," and it’s the reason why you feel disconnected from yourself and your peers?

People nowadays opt for solitary, convenient activities that limit the amount of “unnecessary” face-to-face interactions they encounter on a daily basis. This includes telling a barista their coffee order, going inside the grocery store to buy groceries, or watching a movie in the theatre. These activities can be replaced with a mobile coffee order on the Starbucks app, scheduling grocery pick up from the Walmart website, or opting for a Netflix movie at home.

Convenience as a replacement for social interaction is the reason behind the decline in community.