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If you're an Ontario homeowner looking to boost your cash flow and get ahead financially in 2025, but feel drained by your debt, consolidating debt on your mortgage could be your smartest move. In this guide, you'll learn how to consolidate debt on your mortgage in Ontario, tap into your home equity, and regain control of your finances — all while avoiding the common mistakes that can trip up borrowers.
A few months ago, I didn’t know how to break the cycle of overthinking at night. I would lie in bed, exhausted, in a quiet room, hoping for sleep, but my mind would not stop. My mind jumped from one worry to the next: unfinished to-dos, awkward moments I had forgotten, even imaginary scenarios that would never happen. I adjusted my pillow, pulled the blanket tighter, and tried closing my eyes, but nothing worked. The silence only made my racing thoughts louder. What helped me most was discovering practical midnight anxiety tips for overthinkers. They were small, steady things that guided me from spiraling into calm.
Recognizing the signs of burnout is more critical than ever. A recent study done by Canada Life revealed that one in four workers in Canada now report feeling burned out “most of the time” or “always” – a noticeable rise from 21% last year.
According to the World Health Organization (WHO), burnout is defined as feeling depleted, exhausted, mentally distant or cynical about one’s job, with reduced competence and effectiveness at work.
If left untreated, burnout can lead to serious health issues including: coronary heart disease, high cholesterol, type 2 diabetes, insomnia and depressive symptoms.
What if your most powerful lessons on setting emotional boundaries came from someone who never says a word?
Yes, the power over your anxiety might have been at your fingertips all this time. Because you are not done hearing about this, here’s what you need to know.
What are the benefits of EFT tapping against anxiety?
The Emotional Freedom Technique tapping, or EFT, is based on the belief that all negative emotions come from an imbalance in energy. According to Chinese medicine, meridian points are designated locations where energy circulates, and tapping on these specific areas can restore energy balance. It’s true, but there is more:
